Finance & Business Advisory

Financial Advisory, Corporate Governance & Strategic Finance Solutions

We enable the establishment of rigorous financial control, maximizing transparency, and eliminating ambiguity in strategic decision making.

Through our unified corporate financial advisory practices and targeted capability building workshops, we shift organizations out of the fog and into total market readiness.

Finance & Business Advisory

Better growth needs
better financial visibility

It should help you understand where you are, what your decisions mean, and what your business can realistically support next.

Ruwwad's Finance department supports entrepreneurs, professionals and organizations in strengthening their financial understanding and decision-making.

01, Choose Where You Need To Grow

Corporate Establishment & Venture Architecture

Positioning emerging ventures and market entries on a robust, scalable, and compliant foundation from inception.

Getting your legal and financial foundation wrong on Day One costs a fortune to fix later.

Corporate Entity Structuring & Governance Advisory

Executive guidance on optimal corporate vehicles including S.A.R.L, S.A.L, Holding, or Offshore structures to align ownership models with future capital raising and cross border expansion targets.

Dormant Company Reactivation & Compliance Cleanup

Targeted advisory to steer inactive corporate entities through structural compliance cleanups, administrative regularizations, and statutory updates without operational friction.

Operational Readiness Frameworks

Custom corporate governance frameworks, internal workflows, and initial reporting baselines tailored to local macroeconomic landscapes.

02, Choose Where You Need To Grow

Internal Controls, Risk Advisory & Performance Optimization

Re-engineering corporate workflows to eliminate operational vulnerabilities, safeguard enterprise assets, and drive process efficiency.

If your internal workflows are disorganized, you are losing money through silent operational leaks.

01

Operational Diagnostics & Process Architecture

Deep-dive diagnostics of existing financial pipelines and accounting workflows to isolate systemic bottlenecks, process redundancies, data vulnerabilities, and system inefficiencies.

02

Internal Control Frameworks & Risk Treatment

Designing and implementing robust internal control architectures, including strict segregation of duties (SoD), multi-level delegation of authority matrices, and optimized capital protection protocols like institutionalized Imprest and petty cash systems.

03

Accounting Manuals & Standard Operating Procedures (SOPs)

Architecting institutional grade accounting manuals, compliance checklists, and standard operational protocols to institutionalize data integrity and corporate accountability.

04

Capability Building & Competence Transfer

Executing high impact corporate workshops and training frameworks to accelerate software adaptation, elevate technical execution across departments, and embed a culture of continuous internal compliance.

03, Choose Where You Need To Grow

Fractional CFO Services & Strategic Value Creation

Providing predictive, high-level financial leadership and advanced modeling to steer enterprise growth and maximize stakeholder value without a full time executive salary on your payroll.

Fractional CFO Services & Capital Steering

Continuous executive financial oversight, portfolio review, and performance variance analysis to align day-to-day operations with mid-to-long-term strategic objectives.

Financial Modeling & Predictive Forecasting Consultant

Synthesizing complex data into sophisticated, formula driven financial models and unit economics maps. We pull the noise out of your raw data to build a dynamic roadmap for capital allocation.

Strategic Capital Budgeting & Pricing Architecture

Designing integrated budgeting systems, optimized pricing architectures, and detailed cost benefit analyses to support new market entries or project expansions so you always know where your cash is going.

Liquidity Optimization & Treasury Resilience

Developing resilient working capital strategies and cash management frameworks designed to maintain enterprise stability amidst complex, parallel currency regimes and volatile market dynamics.

04, Choose Where You Need To Grow

Audit Readiness Services, Corporate Diagnostics & Record Reconstruction

Reconstructing historical financial records and aligning structural accounting to meet global quality standards and statutory oversight.

Audit Readiness & Financial Record Reconstruction

Deep-dive accounting cleanups, general ledger reconstructions, and trial balance corrections to ensure corporate financial statements are pristine, compliant, and fully prepared for seamless external verification by licensed statutory auditors.

Fiscal Optimization & Compliance Advisory

Strategic alignment of internal financial records to legally optimize tax exposure, maximize statutory exemptions, and ensure total conformity with Ministry of Finance guidelines using gross historical cost standards.

MOF & NSSF Compliance Synchronization

Harmonizing corporate payroll architecture, expense accounting, and tax provisions with quarterly/annual Ministry of Finance declarations and National Social Security Fund (NSSF) regulations to systematically mitigate audit exposure.

05, Choose Where You Need To Grow

Corporate Training & Executive Masterclasses

Bridging the gap between theory and aggressive corporate execution through professional, elite capability development programs.

I

Financial Literacy Masterclasses for Corporate Executives

Professional masterclasses and strategic boot camps engineered to equip business owners, board members, and non-financial executives with the frameworks required to master their unit economics, decode corporate statements, and drive capital conversations with investors without guessing.

II

Enterprise Transformation & Predictive Analytics Training

Tailored capability development programs designed for financial leadership teams to enhance complex data analysis, strategic forecasting, and the integration of advanced, formula-driven modeling tools within corporate environments.

III

Institutional Guest Lectures & Market Synthesis

Delivering specialized guest lecture modules for academic and professional institutions to inject contemporary, real world market intelligence and corporate governance standards into professional curricula.

Reine N. Daher

Co-founder of Ruwwad

“ Operational chaos, replaced by rigid institutional control.

About Reine

Co-founder of Ruwwad.

For over 22 years, Reine Nassif Daher has stepped into these environments as a senior internal controls consultant and corporate advisor partnering with startups, scaling mid-market companies, and complex corporate structures to replace operational chaos with rigid institutional control.

Her focus is clear: push business owners past reactive, day late accounting and move them into proactive strategic forecasting through premium fractional CFO services.

These are the exact operational guardrails needed to secure company assets and stabilize margins.

Her methodology bridges elite academic strategy with blunt, battle tested execution. She holds an International MBA from the University of Paris Dauphine and the Sorbonne. Because of this background, she doesn't offer quick accounting patches, she designs permanent, institutional corporate governance frameworks instead. Her day to day corporate financial advisory services focus on strategic entity selection, dormant company reactivation, deep dive internal control engineering, and advanced capital budgeting.

Reine also leverages a 16-year academic tenure as a university instructor and senior corporate trainer to build economic resilience across Lebanon and the region. She doesn't just deliver a static manual and leave, she hosts high-impact financial literacy masterclasses for corporate executives and actively coaches internal teams, pushing them to run daily operations with absolute technical precision and zero compliance friction.

22+ Years

Internal Controls & Corporate Advisory

International MBA

Paris Dauphine & the Sorbonne

16-Year Academic Tenure

University Instructor & Corporate Trainer

Co-Founder

Ruwwad